Terms Of Service

Welcome to Libre Advisors! Please read the following Terms of Service carefully before using ourwebsite, www.libreadvisors.com (the “Website”). Your use of the Website automatically constitutesyour agreement to be bound by all of the Terms of Service below.

USE OF WEBSITE CONTENT AND MATERIALS

The content and information printed on the Website, including, without limitation, page headers, text,software, photos, audio and video clips, graphics, illustrations, images, drawings, product and servicelistings, descriptions, pricing information, logos, music and sound and the materials available on theWebsite for download (all, collectively, the “Website Content”) are for informational, personal, andnoncommercial purposes only. Do not use any of the Website Content as a basis for making anyinvestment decisions. All investment decisions should be made with the direct advice and counseling ofa properly credentialed investment advisor.

RESTRICTIONS ON USE

Unless otherwise specified, Website Content cannot be copied, modified, reproduced, broadcasted,paraphrased, or distributed in any way. All such content and information is subject to trademark, servicemark, trade dress, copyright and/or other intellectual property rights and licenses held by Libre Advisors.All Website Content is to be used by you for private, noncommercial use only. You may not remove thename or logo of Libre Advisors from any of the materials, unless written permission is granted by LibreAdvisors. You will also not restrict any other user from using or enjoying the Website or take any actionto harm or disrupt the operations of this Website or to intercept any system, data or personalinformation from the Website, or to circumvent the security systems of this Website.

DISCLAIMERS

This Website is provided on an “As Is” and “As Available” basis. As such, your use of this Website is atyour sole risk. Although Libre Advisors tries to provide timely and accurate information on its Website,the Website Content may have inaccuracies or typographical errors for which Libre Advisors is not andshall not be held liable.Libre Advisors does not and cannot guarantee uninterrupted, continuous, and secure access to itsWebsite. We reserve the right to restrict or terminate your access to the Website or any feature or partthereof at any time and for any reason. We also reserve the right to temporarily suspend orpermanently terminate any service, tool or feature contained in this Website at any time and for anyreason.Due to the fact that this Website is published on the Internet's World Wide Web, our Website may beaccessed by parties from anywhere in the world. However, we limit our solicitation of investmentadvisory clients to those clients located in the specific states where Libre Advisor representative isregistered. As the list of relevant states may change from time to time, as part of our screening process,we will determine if any potential client is located in a state where we are lawfully able to provideservices before accepting that person as a client. If any material on this Website, or your use of theWebsite, is contrary to the laws of the place where you are when you access it, the Website is notintended for you, and we ask you not to use the Website. You are responsible for informing yourself ofthe laws of your jurisdiction and complying with such laws.The financial advice that you may otherwise receive from Libre Advisors does not include formal tax orlegal advice unless entered into under a separate contract. Consult with your credentialed tax advisor orattorney regarding those issues.We are not FDIC insured. No Bank, State, or Federal Guarantee or insurance of funds is provided. LPLFinancial cannot guarantee any specific future financial results or provide any warranty against financialloss.

FORWARD-LOOKING INFORMATION

The Website or any downloadable materials may contain some forward-looking statements. Certainwords, including, without limitation, the words "believe," "anticipate," "expect," "will," or similar wordscan be used to identify these statements. Users of the Website should beware that Libre Advisors is notobliged to update or revise these forward-looking statements and, thus, should not rely on the accuracyor validity of these statements. Such information should not be relied upon for the purpose of makingany investment decision without the direct guidance of a properly credentialed investment advisor.

NO INVESTMENT ADVICE

Libre Advisors does not provide any investment advice on this Website. Materials and informationpublished or available via this Website are for noncommercial, general informational purposes only.Seek and receive investment advice only as provided in a direct manner from a properly credentialedinvestment advisor.

AUTOMATIC VIEWING OR USAGE OF THIS WEBSITE

You may not use any automated scripts or "robots" to access, copy, or manipulate any content providedon this Website. You may not engage in denial of service attacks upon the servers that publish thisWebsite. Furthermore, you may not use any hardware or software intended to damage or interfere withthe proper working of the Website or to surreptitiously intercept any system, data or personalinformation from the Website. You agree not to interrupt or attempt to interrupt the operation of theWebsite in any way. Libre Advisors reserves the right, in its sole discretion, to limit or terminate youraccess to or use of the Website at any time and for any reason without notice. Termination of youraccess or use will not waive or affect any other right or relief to which Libre Advisors may be entitled atlaw or in equity.

WARRANTY DISCLAIMERS

By using this Website, you agree that any tool or service provided online via this Website is on an "as is"and "as available" basis. Libre Advisors disclaims all warranties regarding the functionalities of theWebsite that are either implied or expressed, including but not limited to the warranties ofaccountability, merchantability, title, security, non-infringement, and fitness for a particular purpose.Some states may disallow such Warranty Disclaimers, so the Warranty Disclaimer may not apply to you.

Without limiting the foregoing, WITH RESPECT TO YOUR USE OF THIS WEBSITE, LIBRE ADVISORSEXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUTNOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULARPURPOSE, WARRANTIES OF TITLE, AND ANY WARRANTIES THAT MATERIALS IN THIS WEBSITE ARENONINFRINGING, AS WELL AS WARRANTIES IMPLIED FROM A COURSE OF PERFORMANCE OR COURSEOF DEALING; THAT ACCESS TO THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE; THAT THEWEBSITE WILL BE SECURE; OR THAT THE WEBSITE OR THE SERVER THAT MAKES THE WEBSITE AVAILABLEWILL BE VIRUS-FREE. IF YOU DOWNLOAD ANY MATERIALS FROM THIS WEBSITE, YOU DO SO AT YOUROWN DISCRETION AND RISK. YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOURCOMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIALS.NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM LIBRE ADVISORSOR THROUGH OR FROM THE WEBSITE SHALL CREATE ANY WARRANTY OF ANY KIND.YOU ACKNOWLEDGE AND AGREE THAT, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, LIBREADVISORS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, EXEMPLARY, INCIDENTAL,SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF OR IN ANY WAY RELATED TO THEWEBSITE, OR ANY OTHER WEBSITE YOU ACCESS THROUGH A LINK FROM THIS WEBSITE OR FROM ANYACTIONS WE TAKE OR FAIL TO TAKE AS A RESULT OF COMMUNICATIONS YOU SEND TO US, OR THEDELAY OR INABILITY TO USE THE WEBSITE, LPL FINANCIAL’S REMOVAL OR DELETION OF ANY MATERIALSSUBMITTED OR POSTED ON ITS WEBSITE, OR OTHERWISE ARISING OUT OF YOUR USE OF THE WEBSITE,WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE. THIS DISCLAIMER APPLIES,WITHOUT LIMITATION, TO ANY DAMAGES OR INJURY ARISING FROM ANY FAILURE OF PERFORMANCE,ERROR, OMISSION, INTERRUPTION, DELETION, DEFECTS, DELAY IN OPERATION OR TRANSMISSION,COMPUTER VIRUSES, FILE CORRUPTION, COMMUNICATION-LINE FAILURE, NETWORK OR SYSTEMOUTAGE, YOUR LOSS OF PROFITS, OR THEFT, DESTRUCTION, UNAUTHORIZED ACCESS TO, ALTERATIONOF, LOSS OR USE OF ANY RECORD OR DATA, AND ANY OTHER TANGIBLE OR INTANGIBLE LOSS. YOUSPECIFICALLY ACKNOWLEDGE AND AGREE THAT LIBRE ADVISORS SHALL NOT BE LIABLE FOR ANYDEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER OF THE WEBSITE

Libre Advisors makes no guarantee regarding the accuracy and reliability of any opinion made throughthis Website by any party other than Libre Advisors, as well as the accuracy and reliability of anycontent, products, tools, or services provided by linked sites.

No content provided on the Website will create an oral or written warranty, whether obtained fromLibre Advisors or a third-party, which is not specifically stated in these Terms of Service.